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The Fearless Conference Uniting Entrepreneurs of Philadelphia

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Philadelphia Fearless Conference
Panel of Speakers at The Fearless Conference 2015
Alam Melissa Femme and Fortune

Melissa Alam, Creator of The Fearless Conference

The City of Brotherly Love is gathering this coming October for a weekend filled with fun and workshops to encourage women to be inspired by local entrepreneurs.  The founder,
Melissa Alam, is the brains behind The Fearless Conference, and also the founder and editor-in-chief of Femme and Fortune, a digital platform focused on ambitious women. The creative energy in Philly is at an all time high, and The Fearless Conference will showcase some of the most influential individuals in their fields. The conference is coming to Philadelphia for its second year on October 1st at WeWork NoLibs and October 2nd at Power Plant Productions. You can expect to have an amazing time and hopefully learn something new. It caters to career driven women who are looking to network or motivation to drive them in their endeavors. What makes the event different from other women focused conferences is that it was created to be as easy and casual as possible. Conversations are encouraged, which will not be too difficult during their happy hour! There will be a photobooth, headshots, and many more activities to guarantee an amazing experience.The conference will be a star studded event, featuring speakers like Jen Denis of Honeygrow and Rachel Smith of The Crafted Life. The creators of Lola, Jordana Kier and Alexandra Friedman, will be attending as keynote speakers to show their process on how they became a success. Lola is a brand for women, by women. The 100% Organic Cotton Tampon got the nation buzzing about periods, and the conversation is coming to Philadelphia. Jess Edelstein and Sarah Ribner of PiperWai will also be in attendance. The childhood friends created an effective all natural charcoal based deodorant that Barbara Corcoran from Shark Tank could not get enough of. They are only a few of the most sought out entrepreneurs at The Fearless Conference, and there is much more to be excited for. If you did not attend the conference last year, you’re in for a treat! Melissa has attended many conferences in her day and has some advice for you. “Do not be afraid to speak up! Be confident and scream questions!” She also suggests to bring a notebook to write anything down that you may find helpful. Social media is also a great way to engage during the event, such as live tweeting as much as you can, and posting photos on Instagram with their hashtags #TheFearlessConference and #borntobefearless. If you are a student, there is a scholarship fund dedicated to support women who are interested in business. The ultimate goal is for attendees and speakers to leave with an amazing start to their week. Because there are seldom events targeted towards women, The Fearless Conference is on a mission to help. Melissa’s idea of gender equality is to treat others the way you want to be treated, and she wants to give women in Philly and beyond a voice for their opinions. She describes her mother as “badass’ and thanks her for raising her into an independent woman who can stand up for herself. Creative energy inspires Melissa, whether they are female comedians or local artists. She loves producing something that started as an idea, and seeing the final outcome, whether it is successful or becomes a lesson for the future.The Fearless Conference will be live tweeting as the event is happening both days. If you are not able to make it, watch them on Facebook Live. At the end of the day, the conference is successful when you leave with a bit of knowledge and a few new friends. Update Tuesday, October 4, 2016The Fearless Conference was packed with motivated female entrepreneurs, eagerly awaiting the knowledge the speakers brought with them. Some of those include Amanda Steinberg of Daily Worth, Jordana Kier of LOLA, and Rebecca Garcia of Geek Girl Web. Invited to attend Sunday at Power Plant in Old City, Philadelphia, there was much to be admired. The decor was meticulously chosen and there was a wide array of food for those waiting patiently for the event to begin. A beauty bar and photo booth attracted many, and encouraged a relaxing atmosphere. Business cards were exchanged and friends were made for many. If you are looking to be inspired or maybe learn about others in business, The Fearless Conference is a great place to start.

Jie writes about influencers and startups in various industries. She is a designer turned techie, and when she is not writing, you can find her in her workshop working on her next big project.

Business

Business Insurance And Why You Need It

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business insurance
Business insurance is a requirement that you should not ignore even if you are in a low-risk workplace. For certain business sectors such as healthcare industries, mechanical workshops or amusement parks, getting a liability insurance is essential. Finding the best insurance can be a challenging and complicated process, but it is better to get an insurance coverage. Disasters happen, and you need an authorized protection to save you from severe economic loss.

Why is business insurance necessary?

If you start a business and employ some people, you need to have business insurance. It is a legal requirement. The insurance coverage varies from one country to another. Almost all countries have made it compulsory for the companies to get a liability insurance. You may think that your business is small and has less risk. You can also think that you can afford the losses your companies might face. The business experts always advise getting a proper insurance for every kind of business. There can be natural disasters like floods or earthquakes. Fire accidents and thefts are not the only risks. Your business can incur massive losses due to disruption of work. There can be cash crunch, skilled labor crisis, road work, police barricades and criminal acts too. You should consider all the aspects before buying an insurance coverage for your company.

General Liability Insurance

Almost all trades have some liabilities. So, a general liability insurance is essential. Before you hire some employees for your business, get a liability insurance first. Your company becomes the ‘employer.’ It becomes a legal need if you wish to make your business a limited company. If any of your staff falls ill or faces any fatal accident during working hours, your company becomes liable. You need to discuss with your insurance broker about the amount of liability insurance cover your business needs. If there is any death because of their work in your company, you need to arrange appropriate compensation. So, you should avoid any expense trimming while buying insurance for the company.

Professional Liability Insurance

It is also known as errors & omissions (E&O) insurance. This is not a one-size-fits-all insurance. Each industry has different concerns while running the business. So, you need customized coverage for your business. The professional liability insurance protects the business from the claims that the company was negligent in performing their services accurately. When you buy the E&O insurance, make sure you appoint an attorney for your company who can defend the lawsuits filed against the company.

Property Insurance

Property Insurance is a must when you run a business. Be it your own building or leased property, you need coverage. This insurance covers your business inventory, equipment, signage, and furniture from any losses due to fire, storm or burglary. Home based businesses still do not get much coverage from property insurance. You need to ask your insurer for extra coverage.

Product insurance

Apart from the above-mentioned insurance policies, you should get an additional product insurance to cover your manufacturing business. It covers any loss due to manufacturing, distributing and retailing hitches.Buying insurance for your business is complex. You need a trustworthy insurer. Every business needs a unique package based on the requirements of the company. You should always review your insurance policies and keep them in active status.
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How Millennials Are Changing The Workplace

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Millennial
Millennials are reshaping the traditional corporate structure. With new CEOs entering the workforce, more companies have been adapting new tactics for managing, motivating, and improving. Millennial entrepreneurs have set the new standards to doing business, focusing on collaboration and efficiency. Soon by 2025, millennials will accommodate 75% of the workforce. This will replace the baby boomers, who have been recorded as the largest generation in the workforce. This instant switch leaves other generations questioning their management. These are 4 ways millennials are changing the workplace:

Emphasizing Technology

Millennials are the generation born after year 1982 and before 2004. This was essentially the era of technology beginnings. To be raised in the ever changing state of development, this generation foresees big things for the digital future. This need for rapid growth has created various platforms for creators, entrepreneurs, and more. Millennials have a profound belief that technology is the future, and so we should precisely use it to our advantage. Networking has been perfected with Linkedin, while Youtube is colonized by content creators, and Slack has better connected employees.

Open To Change

Millennials were born to alternate between innovation and tradition. To be raised in the era of constant development, generation Y has cultivated the skill to be open to change. Arguably, change is intended for growth, so that is how Millennials greet it. The digital age has disrupted traditional systems for the better, a concept that was impossible in the past. Due to the inconsistency they’ve experienced growing up, millennials have subdue their harsh conditions by advocating innovation. Although innovation is a new idea, generation Y strictly believes this is an optimal lifestyle.This generation does not believe in a constant, that everything has potential. Camden embodies that figure of high potential. Organizations are racing into the city of Camden, for it is the next startup hub for Millennial entrepreneurs. With the economy’s rapid growth and welcoming nature, businesses are rushing in to secure their space. Just outside of Philadelphia, the city of Camden possess hope, just what entrepreneurs need.

Work With Purpose

Millennials differ from baby boomers in one drastic motive. The new generation seek a sense of control and innovation that past generations seem to lack. Millennials deeply value purpose, to even go the extra mile in changing jobs for content. Perhaps it’s due to their entitlement, but Millennials are stubborn to the belief of following your inclination. 60% of employees confess that it is critical to allow them the capacity to do what they do best. Many Millennials will settle in the lower paying job, as long as it allows them the ability to express their talents.As observed in the city of Camden, non-profit organizations scatter throughout in order to rebuild the city of hope. Devoted organizations and passionate millennial entrepreneurs in the city are growing and giving back to the community.

Work Flexibility

The typical 9-5 business hour job is declining as Millennials continue to enter the workforce. The Census Bureau estimated that 13.4 million Americans work from home. The data will only increase when more Millennials start to work. This new career outlook stems from the disfavored opinion against office confinement. In the strong devotion for both work and freedom, Millennials compromised with the issue by creating careers from the comfort of their own home. Freelance work has been the popular option for Millennials, since it allows independency.   
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How To Be More Productive During A Slow Week

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There's always something that needs to be done when you’re very busy with work. But what happens when a project is finished and you get a few days before it all starts again? A slowdown in work is normal but it can be boring especially if you’re used to being in the thick of the action at work. During this time you're probably looking for some things to do just to remain productive. Here are some great ideas to consider if you want to remain productive during a slow week.

Lend A Hand

Other departments or co-workers could be struggling to meet deadlines. Lend a hand to show that you are a team player. Ask if there is anything you can do to help (with your boss' approval). Aside from staying productive, you could learn something new or get a glimpse of how co-workers or other departments work or function and how it affects your side of the job.

Succession Planning

Have you thought about what happens to your work or teammates should you go up in smoke tomorrow? You should consider this seriously and think about succession planning. You basically take your job description and break it down so that each task is outlined per month. If this document does not exist, create it. It will make your job easier should you leave your job and your boss will thank you for it.If you have one, update it. It is important to keep your succession plan alive.

Call To Follow-up

When you're busy, you don’t have a lot of time to spend talking to people on the phone. Now that you have a slow week, it’s time to pick up the phone to catch up with clients, suppliers and stakeholders. Start with small talk because this will gradually become a lengthy discussion when you ask for their thoughts on how things are going. You can also bounce ideas around in order to gain their trust and foster the spirit of teamwork.

Give Yourself An Annual Review

Reflect on your performance this past year and think of ways you can do your job better. Aside from this, you can ask yourself if you're happy with your career or which direction you want to take it. Thinking about these things can help yourself grow as a person and employee. Bring up these insights during your next evaluation. Supervisors like employees who see the big picture.

Check In With Your Boss

Now that you have time to catch your breath, check in with your boss verbally or through email to update achievements and discuss the next steps. Employees sometimes forget to pass on good news to their superiors or to update on the future direction of projects. Catching your breath during a slow week is a good way to get managers up to speed. Aside from this, checking in with your boss reinforces your capabilities for bigger things in the future.Slow days at work are rare, which is why doing these kinds of things are important. Focusing on your interests and staying proactive can help advance your career, improve professional knowledge and keep you on top of things.
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