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Financial Guru Says Asking This One Question Will Help You Make Smart Financial Choices

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Financial guru Ramit Sethi explains doing this one essential thing before anything else to get your finances in check. He says you’re not going anywhere if you don’t map out and plan your journey. He teaches how to make smart financial choices that will keep your financial house in order. 

The era of technology has paved the way for fintech companies to help users transfer money conveniently and budget money properly. These days, there is no shortage of budgeting apps that range from free to premium services. Budgeting apps such as Mint, YNAB, PocketGuard, or Zeta could keep your finances in order. 

Moreover, you can also find many resources about achieving long-term financial success and security. However, the author of I Will Teach You to Be Rich, Ramit Sethi, says that all these budget and financial apps won’t work if you don’t do one essential step. 

I Will Teach You to Be Rich explores the principles to manage your finances properly and gain control of your future. It details a six-week program that encourages people in their 20s and 30s to live a more fulfilling life with financial security

Getting your financial goals straight

The Cut’s Charlotte Cowes interviews Ramit Sethi about financial planning. Sethi claims that people can get too confused about making money-related decisions. He says he gets more than 2,000 messages from people of various socioeconomic backgrounds and ages per day. 

Most of these messages are queries about finances and how to gain control of it to live a comfortable life. Sethi says that most people don’t know the definition of financial success. For example, when he asks clients what financial success is, they respond vaguely with no satisfying answers.

His clients’ definition of financial success would often relate to being able to do whatever they want, getting out of debt, or having a million dollars. However, when pressed for reasons of how they came up with these, his clients couldn’t answer. 

More often than not, people think about taking control of their money after graduating from college, getting married, getting divorced, having children, or getting a new job. Sethi claims that this reckoning is due to external factors and never internal ones. 

For instance, not many people wake up one day and say, “I want to regain control of my finances.” Instead, it’s always about these external events in one’s life that pushes people to think about managing their money. 

When this epiphany happens, most people who complain about personal finances probably have never read a book on personal finances. According to Sethi, the secret ingredient to achieving financial success is competence. You have to learn the ins and outs of the language of money. Unfortunately, money is talked about restrictively and unappealingly. 

The ONLY one question to ask to improve personal finance

Sethi says that these vague answers might be for fear of not living a comfortable life or a sense of obligation. These answers don’t motivate anyone from start to finish. But it’s how you plan a creative vision that allows you to make smart financial choices. 

Let your dreams push you towards better money management. So before tackling the basics of financial planning, ask yourself this one question:

“What does the rich life look like to me?”

Sethi advises being more specific on your visions in life. The more detailed and sensory your responses are, the more precise the path to financial success.

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Lifestyle

10 Best Fitness Equipment of 2024

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woman holding kettlebell

Starting your fitness journey this year will be your wisest decision. Whether you visit your nearby gym or do it at home, using the right exercise equipment is crucial. But don’t go overboard when you’re doing the latter! Our fitness buffs have your back! We’ve tried some of the best fitness equipment of 2024, and here’s our list.

1. Fitness watch

Getting a fitness watch should be your first tool when starting your fitness journey. It lets you record your daily activities, check the calories burned, remind you to move, and track everything you do—even your heart rate! Apple offers fitness watches that also sync with your phone, but here are some affordable ones on Amazon:

Fitbit Sense 2 – $299.95

Garmin Epix Pro – $1,099.99

2. Resistance bands

Resistance bands are portable and affordable if you’re always on the go. They promote strength training and also improve stability. 

Fit Simplify – $9.95

WSAKOUE Resistance Bands – $29.99

3. Kettblebells

If you frequent home workouts, getting a kettlebell can let you exercise with less fitness equipment. It can improve strength, power, and endurance. Kettlebells are excellent for developing overall fitness. 

Amazon Cast Iron Kettlebell – $17.40

WeGym Soft Kettlebells – $169.99

4. Pull-up bar

A pull-up bar is one of the best fitness equipment at home. It’s convenient, and you can move it around. This is also great if you want to work on your upper body strength. 

Ally Peaks Pull-up Bar – $31.89

Sportneer Pull-up Bar – $39.99

5. Exercise bike

If you’re willing to invest in extensive fitness equipment, an exercise bike should be one of the first things to get. It offers multiple benefits, primarily working on your cardiovascular fitness! Getting on an exercise bike every morning, even for 30 minutes daily. This fitness tool is excellent for strengthening your legs and burning calories!

Yosuda Exercise Bike – $249.99

Ativafit Folding Exercise Bike – $365.49

6. Treadmill

If you’re fond of running, getting a treadmill is a way to do it regularly. Sometimes, weather conditions prevent you from going outside to run. With a treadmill on standby, you can do it anytime while watching TV, listening to music, or watching over your children.

Umay Folding Treadmill – $319.99

NordicTrack T Series – $2,999

7. Rowing machine

If there is one fitness equipment I make a beeline for at my local gym, it’s a rowing machine. This equipment might seem simple, but a few rows on this bad boy will leave you feeling like you ran for miles. A rowing machine is excellent for endurance training and a great full-body workout. 

Yosuda Rowing Machine – $299.99

Snode Rowing Machine – $399.99

8. Dumbbells

Dumbbells are the most versatile fitness equipment you can have around the house. Whether you’re doing circuits or weightlifting, dumbbells will surely elevate your workout routine. You can perform different kinds of exercise programs with dumbbells! Plus, it helps you gain muscles, lose weight, and boost your overall health. 

Amazon Basics Dumbbells – $14.93

ProForm Dumbbell Set – $299

9. Step platform

Using a step platform is a form of low-impact workout. This could be a cardio workout alternative if you’re worried about regular jogging or running impacting your joints. It works both your upper and lower body strength!

Yes4All Step Platform – $48.99

Yes4All Step Platform – $18.99

10. Yoga mat

You can’t start your fitness journey without a yoga mat. Getting one lets you perform exercises wherever, whenever! This is an excellent fitness companion for your cooldown exercises or stretching routines. 

Amazon Basics Yoga Mat – $20.19

Manduka Pro Yoga Mat – $136.76

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Lifestyle

10 Best Robot Vacuums of 2024

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Getting a reliable robot vacuum means you can lay around on your couch while the cleaner does the heavy lifting! Our team searched high and low for the best robot vacuum, and we can say we enjoyed testing them! Here are our top 10 picks for the robot vacuums of 2024. 

1. iRobot Roomba j7+

The Roomba j7+ is the best robot vacuum overall. It features self-emptying capabilities, intelligent navigation, and an easy-to-use app. Despite being loud and having average battery life, it recognizes up to 80 household objects, ensuring your home gets cleaned while avoiding cords and shoes. PrecisionVision Navigation and the P.O.O.P. guarantee add to its appeal.

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2. iRobot Roomba s9+

We all agree that this is the best robot vacuum for pet hair. It features a D-shaped design for corner cleaning, exceptional suction power, and an auto-empty base. Though expensive and with average battery life, it offers 40 times power-lifting suction, 30% wider dual multi-surface rubber brushes, and Dirt Detect technology for tackling excessive pet hair and dirt.

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3. Eufy S1 Pro

If you’re looking for a robot vacuum with powerful suction, look no further. The Eufy S1 Pro boasts an 8,000PA suction and self-washing mop head for unparalleled cleaning efficiency. Intelligent mapping ensures precision, while speed and effectiveness set it apart. Despite being expensive and loud, its cutting-edge self-cleaning technology and power make it a top-tier choice.

Price:

  • $999 on Kickstarter

4. Shark ION AV751

If you need a robot vacuum on a tight budget, the Shark ION AV751 is for you. This robot vacuum offers excellent suction power and a 120-minute run time. Its tri-brush system and stair/cliff edge detection make it efficient. Alexa and Google Assistant integration adds convenience, making it a manageable option for those seeking simplicity.

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5. Neato Botvac D8

The Neato D8, known for its D-shaped design, excels in corner cleaning and advanced mapping. Ideal for smaller homes, it offers 100-minute battery life and a lidar for space mapping. The app supports no-go zones and scheduling, though it can’t map multiple floors and may climb low furniture and ledges.

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6. Bobsweep PetHair Vision

Designed for pet owners, this vacuum excels at pet hair removal and offers smart navigation and mopping capabilities. Its quiet operation and three-inch height allow easy cleaning under furniture. With longer battery life, it efficiently covers large areas. The drawback? Its cleaning schedule may reset unexpectedly, and customer service follow-through can be slow.

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7. Dreame X30 Ultra

This best 2-in-1 vacuum and mop offers quiet, self-emptying, dual oscillating mop heads and MopExtend mop pads. Although it has an app that’s not very user-friendly and is expensive with recurring costs, it provides comprehensive cleaning of all surfaces. Its multi-functional base station and 8300PA suction power ensure efficient home maintenance.

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8. Samsung Jet Bot AI+

If you don’t mind the bulky size, the Samsung Jet Bot AI+ is a good robot vacuum option. Its self-cleaning base adds convenience. This robot vacuum has an attractive design and advanced AI for obstacle avoidance.

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9. Dyson 360 Heurist

The Dyson 360 Heurist offers exceptional cleaning power with solid suction and intelligent mapping. This premium robot vacuum reaches edges effectively, thanks to its motorized brush. Though slow to set up, its precise map fine-tuning and methodical cleaning make it a top choice.

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10. Roborock S8 Pro Ultra

Nothing is more self-sufficient than this all-in-one robot vacuum. It’s self-cleaning, self-emptying, self-washing, self-drying, and self-refilling! Plus, it uses VibraRise mopping and customizable cleaning routines.

Price:

$949.99 on Amazon

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Lifestyle

BedStory® 12 Inch Memory Foam Hybrid Mattress

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mattress

Do you need a good night’s sleep but your mattress is ruining that? It’s time to find a brand-new mattress to relieve yourself of the stress of the day and doze off without a hitch. Learn more about the Bedstory 12-inch Memory Foam Hybrid Mattress and what people think about the product here!

BedStory

wave hybrid mattress
Image source: BedStory

BedStory has helped millions of sleepers get quality sleep with their mattresses, pillows, and toppers. Since 1983, the company has sold its products to over 90+ countries. Plus, they ensure that only state-of-the-art technology makes it to their products to improve people’s sleep. Additionally, their product line is made in the USA, ensuring quality standards are met every time new products are manufactured.

Specifications

bed specs

Price: $369.99 to 559.99 (tax included)

Mattress Sizes

The BedStory Memory Foam Hybrid Mattress comes in four sizes: twin, full, queen, and king. Plus, it comes in 12 or 14-inch sizes, too.

Mattress Layers

Have a restful sleep with six layers of comfort. The soft-knit fabric is on top that helps your mattress breathe. Plus, it keeps you cool while you sleep. It has a fire-resistant barrier and the gel bamboo charcoal memory foam. Plus, it has high-density foam, pocket springs, and base foam.

Lumbar Support

Have terrible back pain and want to alleviate it during sleep? BedStory has lumbar support embedded in its mattress. Pocket coils and orthopedic foam act as lumbar support while you slumber. 

Cooler and More Refreshing Sleep

Their memory foam infuses gel and bamboo, making it feel cool on your body as you sleep soundly. It’s also made out of knitted fabric to let the mattress breathe. Additionally, you don’t have to worry about odors since it has moisture-wicking and odor-reducing properties. Plus, it also dissipates heat.

Motion Isolation

Do you or your partner toss and turn all night long and can’t get a wink of sleep? BedStory reduces the noise of joints shuffling all around. It’s all because the springs absorb any noise that could disturb your slumber.

Mattress Expansion

Since this is a bed in a box, it will take time for your brand-new mattress to expand to its original state. The BedStory mattress expands within 48 to 72 hours.

Delivery, Warranty, and Return

Expect your brand-new BedStory Mattress to arrive within 2 to 5 business days! The wait will all be worth it once it arrives at your doorstep.

Your BedStory Memory Foam Hybrid Mattress will have a 10-year warranty.

Regarding returns, you can try sleeping on the new mattress for 30 nights’ worth of sleep. However, if you’re not fully satisfied with the mattress, a return is possible within a 100-night window.

Certifications

You’ll be safe and sound when sleeping on a BedStory mattress since it’s CetriPUR-US and OEKO-TEX Certified. This ensures that you’re sleeping on a mattress without any harmful chemicals.

Recommended Bedframes

BedStory suggests that you can place the memory foam mattress on a platform, box spring, or slatted frame bedframe for an optimized sleeping experience. You want to make sure that you’re putting the bed on a solid bedframe to let the mattress expand properly and let you sleep without any disruptions.

The Ideal Sleepers

woman sleeping

Like many products, the mattress isn’t a one-size-fits-all. Not everyone will enjoy their slumber with this mattress. However, it’s good to know who’ll love sleeping in this bed all day long.

  • Light and sensitive sleepers
  • Babies
  • Elders
  • People experiencing regular joint aches and pains

Maintaining The BedStory Mattress

woman making the bed

Most beds last seven to ten years. After all, it’s expensive to change mattresses regularly. During your sleep tenure with BedStory, you can care for it to make your mattress last long. Here are tips from BedStory to help you maintain the mattress.

  • Don’t eat on the bed
  • Use a vacuum to remove dirt or debris
  • Spot clean stains using detergent
  • Put a mattress protector
  • Rotate the mattress to avoid further wear and tear. Rotate it every 3 to 6 months
  • Air out the mattress
  • Don’t jump on the bed

What Do Sleepers Think?

reviews

BedStory sleepers love the mattress firmness. It’s medium-firm, so if you’re looking for something soft, you’re better off buying a mattress topper to make it soft. Plus, some sleepers find it easy to sleep faster. Additionally, you don’t have to worry about aches and pains upon waking up or during the middle of the night.

However, BedStory isn’t for everyone. For instance, some sleepers find that the mattress doesn’t expand or inflate to its actual size. Other sleepers say that firmness isn’t enough for them. Plus, other sleepers experience aches and pains while sleeping on this mattress.

Final Thoughts

Choosing the BEST mattress is essential to getting a good night’s sleep. The BedStory Memory Foam Hybrid Mattress could be the next mattress to grace your bedframe. Many sleepers rave over the mattress since they sleep easier, faster, and better. Plus, some experience less or no pain upon waking up, which is a game-changer for many sleepers. Finally, it’s value for money considering the specs. You don’t need to change your mattress regularly. Plus, you can return the mattress if it’s not a good fit!

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