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Top 10 Android Phones Under $500

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If you are scouting for quality Android phones under 500, look no further.

We all know that smartphones are almost a necessity nowadays. But some models are just too expensive to obtain. And that is why we are here to help you. 

Here are the best Android phones under 500. Our list was based on overall performance, display, features, and price. 

1. Oppo Reno Z

A quality smartphone doesn’t have to be expensive. And that’s what Oppo Reno Z shows us all. One of the best things we love about this Oppo model is its sleek and stylish design. You will also enjoy the gadget’s AMOLED display.

Now, if you are a fan of bigger devices, this should do you good. However, if your hands are quite small, it could be a challenge to use. While it isn’t readily available in the US, you can get yours from other regions. 

Price: $499 

2. Sony Xperia 10 Plus 

With Sony Xperia 10 Plus, you can enjoy watching videos for hours because of its decent-sized screen. There are different colors to choose from. They have black, silver, gold, and navy. As for its fingerprint sensor, left-handed users might find it a bit hard to use. 

Price:$345 

3. Google Pixel 3A XL

Google Pixel 3A XL has an amazing camera so you can enjoy immortalizing memories. It also has good battery life. Couple that with a great display, and you have the perfect device for watching videos. The performance is one of the best in its tier. We have to say, the software build is also commendable. For its price, we honestly think that you get more. It is indeed worthy of your investment. 

Price: $479

4. Nokia 7.2

Here’s another smartphone that boasts strong performance. Nokia 7.2 is one of the best devices in its category. You will be pleased with its design and the camera is fairly decent as well. The display is not the best, but it isn’t too bad either. 

Price: $371

5. Samsung Galaxy S9

Even if this model was released last year, we can still say that it’s an outstanding smartphone. It has great hardware, impeccable performance, and a quality camera that can take decent photos and videos.

You might want to get yours in coral blue. Other choices are lilac purple, titanium gray, and midnight black. The battery is phenomenal as well. This is ideal if you are traveling for long hours and you forgot your charger or portable power banks. And lastly, the speaker gives a clear sound which is perfect if you are streaming videos.

Price: $399.77 

6. Xiaomi Mi 9T

Xiaomi Mi 9T has a 6.39-inch full display and uses an outstanding screen technology. You will enjoy vivid colors when you look at the photos and watch videos. The fingerprint sensor works seamlessly as well.

One downside though is that the screen tends to be slippery. You better get a separate silicone case if you are to choose this. The pop-up selfie camera is interesting and the mechanism is said to be good for 300,000 cycles.    

Price: $245 

7. OnePlus 7T 

We’ve heard a lot of raves about OnePlus 7T and that’s why we were so excited to test it out for ourselves. Indeed, this smartphone has quality software, top-notch performance, good build, and a fast-charging feature. There’s one thing that we didn’t like about it though. The camera bump isn’t too appealing and can be distracting. But overall, it’s a great buy.  

Price: $499 

8. Huawei P30 Lite

Huawei P30 Lite looks fancy which is why you won’t think that it’s a smartphone below $500. The design is also eye-candy. While the display is not top quality, it’s not mediocre too. You can still enjoy videos with ease using this model from Huawei.

And if you want amazing photos that you can post online or even possibly print, this phone will surely deliver. It honestly deserves a spot in our list of Top 10 Android Phones Under 500.  

Price: $250 

9. Moto G8 Plus

Motorola has been creating quality budget-friendly smartphones and we expect nothing less from Moto G8 Plus. First of all, it has a decent battery life that can last for longer hours. They also made the model more user-friendly so that’s another reason to get your hands on this unit. Although, this is not the best smartphone if you love to take photos. 

Price: $205 

10. Samsung Galaxy A50

And the last one from our top Android phones under 500 is from Samsung. The best things about the smartphone are the camera, battery, and its in-screen fingerprint feature. The build is strong and the design is pretty straightforward. Some areas of improvement could be on the speakers. But for the price, we should expect minor shortcomings.

Price: $349

Conclusion 

Affordable phones do not mean that you have to compromise the quality. That has been proven with our Top 10 Android Phones Under 500 list. But personally, our team recommends  OnePlus 7T. It is one of the high-tiered models on the list, but you get to enjoy more than what you have paid for.  

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Business

5 Questions To Ask About Financial Sustainability

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When it comes to financial sustainability, you’re going to want to know as much as possible. As the negative effects of climate change exacerbate, financial sectors are (finally) starting to shift their investments toward Environmental, Social, and Governance (ESG) considerations. 

Sustainable finance is the process of taking ESG considerations into account when making viable investments. That means putting money into companies that develop renewable energy, hire and promote employ members of marginalized communities, and infrastructure that will help protect humans in at-risk environments. 

This is a very serious, very complicated issue that we are running out of time to meaningfully tackle. There is also the risk that many of these efforts are performative (see: greenwashing), we have to make sure we are keeping those in power accountable. 

Once again, we bring in our favorite finance expert, Danetha Doe Chief Economist at Clever Real Estate and creator of Money & Mimosas. There is a lot to consider when financing sustainability – and she’s here to break it down in a digestible way. 

Here are 5 questions you should ask when considering financing sustainability, as explained by Danetha Doe. 

Are these investments profitable? Or is this just charity for rich folks to pat themselves on the back?

Imperial College of London’s business school ran a multi-country analysis comparing the returns from each country’s largest fossil fuel and renewable energy stocks over the last 10 years. They found that renewable energy stocks delivered higher returns for both 5 and 10-year time periods. 

Some people such as Kara Swisher and Chamath Palihapitiya think the next trillionaire will be someone that cracks a major problem in green energy. And for better or for worse, Elon is the richest person in the world based primarily on Tesla’s value. 

All this to say, the answer is YES. You can care about the planet and make money at the same time.

Will these investments actually help the environment in tangible ways? How soon?

Broadly, yes, these investments will help – and are helping – the environment in tangible ways. Investing in solar panels, rainwater harvesting, and electric vehicles while divesting from fossil fuels will help to reduce the pollution from power plants. 

The timeline of course correcting the damage that has already been done depends on a lot of factors. addition to investments from individuals, we need governmental bodies, Wall Street, and other parts of the private sector to continue to get on board. 

President Biden’s Inflation Reduction Act includes environmental measures that will go a long way to support climate change efforts. The fashion industry, one of the biggest pollution culprits, has started to place a bigger emphasis on resale which will help to reduce waste. Wall Street has pumped out ESG funds that are more greenwashing than helpful, so we will need to hold them accountable. 

As an individual, the way you choose to spend and invest your money will go a long way because it will force corporations to prioritize sustainability efforts.

Will taxing the wealthiest people their fair share help? Would something like a ban on private jets help?

The short answer is maybe. The corporate tax structure may need to be reviewed, but I’m a bigger fan of adding fees to resource use to cover the externalities and then redistributing those funds to climate change efforts. For example, Kourtney Kardashian exceeded her water allotment budget by 101,000 gallons in June. Instead of increasing her base income tax percentage, maybe there’s a fee of $1,000 for each gallon over the allotment budget. The $101,000,000 fee is then redistributed to technology companies solving the freshwater scarcity crisis. 

Instead of banning private jets, you should have to pay a carbon fee for each ride. These fees might not stop the behavior, but they could finance the changes needed to get us to a greener future.

There are wealthy people who are actively trying to help with climate change efforts. Instead of penalizing all of them with a blanket tax, I suggest adding fees to resource use.

What kind of expenses will we be looking at if we fail to address climate change?

Deloitte’s report shows that inaction will cost the U.S. economy $14.5 trillion by 2070. Utility officials in Illinois estimate the warmer summers could cost locals an additional $11 billion over the next 30 years. By 2040, extreme heat in Arizona could add up to $110 to residents’ electric bills each year, according to the Environmental Defense Fund.

The Federal Reserve Bank of Chicago predicts homeowner’s insurance premiums to rise due to climate change. In fact, some insurers have already stopped covering parts of California deemed too risky because of wildfires

Why me? Why do I have to make these changes? Should it just be the corporations since they’re the ones ruining the world?

This is an all-hands-on-deck scenario. Corporations should be held accountable, but they do respond to your spending and investing decisions. Greenwashing wouldn’t exist if corporations thought no one cared about the environment. At the very least, be selfish and think about the fact that the quality of the environment directly impacts you. The more you do your part, the greater chance you’ll have at being able to enjoy the beautiful outdoors without worrying about fire smoke ruining your lungs or extreme flooding wiping out your island vacation home.

Where Do We Go From Here?

Investing in ESG is critical – but we have to be selective where we divest and relentless in our pursuit to ensure accountability. Further things to consider when financing sustainability are: 

  • Are these ESGs contributing to organizations or projects that counteract environmental harms perpetuated by the company? Or are they arbitrary investments that let them greenwash their reputation/only investments that provide “accreditation” over genuine impact?
  • Are ESGs investing in genuine solutions, or projects that perpetuate inequities and environmental harm?
  • Are companies engaging with ESGs also changing their own practices? Probably not: “They found that the companies in the ESG portfolios had worse compliance record for both labor and environmental rules. They also found that companies added to ESG portfolios did not subsequently improve compliance with labor or environmental regulations.”
    • Also – looking at ESG investments relative to a company’s other investments is imperative.

We send many thanks to Danetha Doe for her expertise in the financial field and her lovely disposition. Be sure to check out Money & Mimosas for other financial tips! 

Big thank you to Molly Blondell for her perspective on sustainable finance as an expert in the field. 

We can solve the climate crisis – we have a lot of work ahead of us. Get involved in your community, start in your neighborhood. Organize a clean-up, press your local officials to get serious about recycling programs, any little thing you can do helps. 

Let’s get to work.

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Lifestyle

Why You Need These 5 Mental Strengths to Achieve Success

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According to psychotherapist and best-selling author Jody Michael, there are five main mental muscles that help us develop our emotional intelligence and resilience to build better interpersonal relationships that allow us to succeed in life. She states that many have mastered these mental strengths, but most people simply aren’t there yet. 

Much like how we exercise to stay physically fit, these mental strengths can be practiced and developed to help us succeed. 

1. Accountability

Many people wrongfully believe that they’ve mastered accountability, but personal responsibility goes far beyond daily menial duties like picking up your kids from school or doing the groceries. Proper accountability can be achieved when you:

  • Own up to your feelings and the circumstances that led to them instead of blaming others. 
  • Fully understand your participation in the events’ results while also being able to determine other potential contributors. 
  •  Have a grasp of what’s yours and hold others to owning up to what’s theirs. 

2. Helpful Beliefs

Beliefs are often thought of as truths but are simple assumptions that can be adjusted. Depending on the lenses you view them with, these beliefs can be examined and challenged to develop new ones. Here are some lenses you can set:

  • Collaborative lens: An inclusive perspective, this approach focuses on the concept that “I win when you win,” allowing everyone to gain insight no matter the result. 
  • Possibility lens: This view allows you to gain perspective by taking a step back, allowing you to see all possible problems, doubts, and obstacles to gain insight and perceive a better outcome. 
  • Opportunity lens: Seeing in this manner allows you to find opportunities no matter your situation.

3. Self-Assessment

Assessing your internal state, such as your self-doubt, the emotions you may feel, and the sensations you are experiencing, is vital to understanding your moods. For example, you may be experiencing a painful headache that is actually being brought on by the fears and anger you are going through. Knowing these self-assessment muscles allows you to determine which combination of experiences you are feeling, which helps you manage and regulate your responses to those triggers. 

4. Holding Multiple Perspectives

happy adults

Considering and understanding different perspectives that may not align with yours can help you live a happier life. Many people tend to stand firm on their individual viewpoints, which often leads to disagreement. When you’re not focused on proving yourself right and allowing differences in opinions to exist, you won’t need to enact judgment on who’s right or wrong. Letting go of this black and white mentality and accepting the reality of complexity among ourselves allows us to value our respective endeavors. 

5. Calming Your Physiology

We all must understand that our thoughts can influence our nervous systems, significantly affecting our physical state. We can choose to get wound up over anything easily or develop the ability to calm ourselves instead. By practicing effective techniques such as muscle relaxation and breathing exercises, we can manage and control the triggers that may set us off to be better. 

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Lifestyle

The ONLY 4 Happy Hormones You Need

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The human brain produces four feel-good hormones associated with happiness: Dopamine, Serotonin, Endorphin, and Oxytocin. These innately made chemicals are responsible for many bodily processes, such as triggering your feelings of happiness and helping regulate your mood. 

In our daily lives, there are many stressors that contribute to anxiety and low morale. Knowing how to improve your outlook with simple practices that boost your mood can significantly benefit the way you go on with your day. Specific happy hormones are triggered by certain events or rewards that lead to positive feelings, such as happiness and pleasure. Activities like cooking, reading, exercising, and listening to music are some examples of practices that can help you feel better and enhance your mood.  

Boosting Happy Hormones Naturally

The four hormones responsible for happiness can be specifically activated naturally to provide the boost you might need to face the challenges of your day. Knowing how these hormones work can help you set your feelings and actions towards triggering them. 

Dopamine 

happy couple

Identified as the “feel-good” hormone, dopamine plays a huge part in your brain’s motivation and reward systems. It is responsible for pleasure, memory, and learning, which is why it gets activated when you aim to achieve exciting goals. The expectation of claiming a reward once a goal has been achieved triggers dopamine release in our system, providing an extra boost of energy that helps in the effort. 

Drinking coffee and consuming sugar are common ways of increasing dopamine in our system. However, there are simpler ways of conditioning yourself to boost dopamine more naturally. This can be achieved by setting new goals for yourself and taking small achievements every day to fulfilling them can provide you the reward of developing new dopamine pathways that make you happier. 

Whether it’s a professional goal or taking on a new sport or hobby, the practice of taking on challenges and completing goals can help you boost your mood and stay motivated. 

Serotonin

This neurotransmitter regulates your mood and is responsible for your appetite, digestion, sleep, and even bone health. In addition, serotonin is a vital hormone to control anxiety and depression. 

Having belief in your self-worth and the feeling of being confident can trigger your serotonin response. In addition, building a habit of believing in yourself by adapting to something new and conquering new challenges can help build confidence and boost your serotonin. 

Oxytocin

women

Oxytocin is responsible for bonding relationships and the feeling of trust. This “love hormone” is also essential for biological activities such as childbirth, breastfeeding, and the development of parent-child bonding. 

Social trust and physical intimacy can trigger your oxytocin response. Emotional connection with who you interact is also crucial to how this hormone is released, which is why developing relationships and trust networks can help you achieve more positive steps. 

Endorphins

Endorphins are your body’s natural pain reliever, which is why they are primarily associated with exercising. These hormones provide pleasure and mitigate pain, allowing you to push through tasks like running or trying to survive without being hampered by injury. 

Doing activities that you love, such as watching a movie or eating your favorite food, can help you release endorphins. Laughter is also a natural way to gain a burst of this hormone. 

And for other stories and news, read more here at Owner’s Mag!

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