Business
How to Start an Investment Club with your Friends without Killing Them
One of the best ways to learn about trading on the stock market is to join an investment club. Day trading, the NASDAQ, hedge funds, and short selling – the intricacies of the stock market can be complex and confusing. For beginners, it can be hard to know where to get started. Starting an investment club with friends is a great way to learn about trading while sharing the workload. The trouble is that it can be difficult to mix friends and money, and while you may have experience exchanging money with your friends, an investment club is no fantasy football league. Here are some tips to start a successful investment club with your friends.
1. Set the Tone for your Investment Club
When friends get together, good times closely follow. The conversation goes from sports to relationship troubles, to funny stories and back again – all lighthearted and casual. When you meet for your investment club, it is important to declare your meeting business time. Whether each member has invested a few dollars or thousands, you must all keep in mind that you are all making decisions with each other’s money. Respect for the investment club and each other’s finances cannot be overstated.
2. Agree on Terms
You should use your first meeting to agree on the what’s and the how’s. Make clear the function of the investment club and what is expected of each member.
Answer these questions:
- How are you investing?
- Are you all going in on the same stock or are you meeting to share strategies and notes?
- How do you agree on what stock to invest in?
- How much do you invest?
- What are the rules for missing a meeting?
- Can new members join? How?
- How do you handle a member that wants to get out?
- What kind of broker will you use?
Draw up a mission statement or your own Constitution that you can refer back to if things get confusing in the future.
3. Structure Your Meeting
Sticking to a structure is the best way to make sure that your investment club meetings run efficiently. It can be easy to lose track of time when sitting with friends and before you know it, hours have gone by and you haven’t gotten any real work done. Plot out the pacing of your meetings to make sure you stay on topic.
Assign time to discuss:
- Current portfolio
- Troubling stocks
- News of businesses or stock market
- Presentations of new stock pitches
- Vote
- Potential new members
- Other News
Consider appointing someone as the ‘On-Point Czar.’ Maybe get a gavel. If you don’t trust your friends with something shaped like a hammer, maybe don’t get a gavel.
4. No Room for Freeloaders in an Investment Club
The biggest take from starting an investment club is not the money. At least, not at first. You will really benefit from group efforts to learn about the stock market. Maybe one of your friends went to school for finance. Maybe another is a member of a different investment club. Your one friend who was the bookworm in high school is a valuable asset because he does his homework, while your other friend is really good at thinking outside the box.
In any case, participation is key. It is not enough to chip money in every week. Task each member with doing their homework and asking questions. Keeping a rotating calendar of whose turn it is to host the meetings is a great way to keep members on their toes and actively involved.
5. Make it Fun
Just as important as taking your investment club seriously, it’s important to leave room for fun. There is a reason you’re in a club with friends instead of answering an ad on a library bulletin board. Implement fun games or rules during the meetings. Make the person who pitched the worst stock buy the first round of beer if you meet at a bar. Wear barrister wigs at the meetings or get jerseys made. Design a logo for your club. What’s the name of your investment club? Is it ridiculous? Why not?
TLDR: If you need a steady stream of high-quality social media graphics, here are five of the best graphic design subscription services you can choose from.
Having the most users of all social media platforms, Facebook is also the leading name in social commerce. For businesses, this means working twice as hard to get consumers’ attention on this channel alone. If you need help in doing this, here are five of the best graphic design subscription services you can choose from.
1. Penji
A design-as-a-service platform, Penji can create more than just social media graphics. Its team of design experts can craft infographics, custom illustrations, and many other marketing and advertising materials. It runs on an unlimited graphic design and revision model. This allows you to get as many visual assets as you can for a fixed monthly fee.
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Also operating on an unlimited design model, Design Pickle boasts expert talents, smart systems, and dedicated support. Its key services include brand and identity, print, motion and video, marketing and advertising, illustrations, and more. Its average turnaround time is 24 hours from its vetted designers.
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From social media to motion graphics, ManyPixels is an excellent graphic design subscription service worth considering. It offers fast, reliable service, sending your designs in as little as 1 to 2 business days. Its fixed monthly rates include unlimited revisions, making it a cost-effective alternative to agencies.
4. Delesign
Another flat-rate unlimited design service, Delesign, has dedicated designers to create designs for your social media campaigns. This means consistent visual assets across all your businesses’ social media platforms. Like many on this list, it also offers unlimited revisions at no extra cost to ensure you get the exact designs you need.
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Run entirely by one person, Designjoy replaces unreliable freelancers and expensive agencies. Its unlimited design model lets you request social media graphics that are created one after the other. If you don’t have tight schedules and timelines but need high-quality visuals, this design-as-a-service platform is your best bet.
Graphic design subscription services like No Limit Creatives are popular among small businesses to get quick and quality designs. However, just like any other platform, it has its downsides. So, if you’re looking for No Limit Creatives alternatives, here is a list we made to help make the job easier for you.
Penji — Best Overall Alternative
If you’re looking for a reliable graphic service from start to finish, Penji is a great alternative. Penji significantly improves upon the things that No Limit Creatives lacks in comparison — turnaround time, user dashboard experience, and offers a consistent designer who helps your brand over time.
Why it Stands Out:
The biggest issues with No Limit Creatives are slow turnaround times and designs that lack brand cohesion. With Penji, you get consistent communication, consistent pricing, and over 120 design types without all the hassle.
Pros:
- Quick turnaround time (24-48 hours)
- A designer learns your style
- Easy user dashboard
- Consistent monthly pricing with no hidden fees
- 120+ types of designs (ads, branding, web, social, and more)
Cons:
- No communication through chatting with the designers
- No video/animation capability
GraphicsZoo — Best for Revision and Version Tracking
GraphicsZoo is a good alternative if you want more say in your revisions and need brand consistency across the board. GraphicsZoo can help with easy version tracking, making team collaboration simple.
Why it Stands Out:
If you’re struggling to get changes made or keep things on brand, GraphicsZoo gives you the tools necessary to do so.
Pros:
- Tracks versions and revisions in detail
- Team collaboration made easy
- Dedicated Design Team
Cons:
- Turnaround may vary depending on order
- The interface could be more modern
Content Beta — Best for SaaS and Tech Brands
If you’re a software or tech company that needs more modern design visual offerings like product explainer videos, UI design mockups, and onboarding videos, then Content Beta works best for you. Unlike No Limit Creatives, which primarily focuses on graphics, Content Beta specializes in design and video.
Why it Stands Out:
If you’re working on product videos, app UI, or anything tech-related, this is the choice for specialized help.
Pros:
- UI/UX combined services
- Great for explainer videos of products
- Video/design in one package
Cons:
- Non-ideal for basic branding or print materials
- Could be costly for smaller teams
SmartSites — Best for Marketing + Design Services
SmartSites is a marketing agency first and foremost. They provide SEO/PPC/web services along with graphic design so if you’re looking for heavy assistance in creative strategies as well as marketing brands and messaging, SmartSites is a suitable match.
Why it Stands Out:
If you want design solutions with tangible marketing results, then SmartSites provides you the growth potential to back it up.
Pros:
- Agency full-service: design/se0/PPC/web solutions
- Good for branding long haul
- A lot of strategic thinking help
Cons:
- Not unlimited graphic designs subscription program
- Should avoid if you only need design work
TLDR: Penji is the best graphic design service for startups because you get unlimited designs, 24-48 hour turnarounds, and flexible pricing that won’t drain your budget. Unlike premium agencies or inconsistent freelancers, Penji scales with your startup.
The best graphic design service for startups is Penji. For $499/month, get unlimited design requests delivered in 24-48 hours with a dedicated team that understands startup urgency. No contracts, no per-project fees, just reliable design support.
Startups burn through design work fast. One week, you need social posts. Next week, you’re updating your pitch deck. Then suddenly, you need a one-pager for investors. Freelancers cost too much per project, and full-time designers? Not in the budget yet. Here’s the graphic design service for startups that comes in, giving you unlimited work for predictable monthly costs.
Top Design Services Startups Actually Use
1. Penji
When you’re hunting for the best graphic design service for startups, you need speed, variety, and affordability all at once. Penji nails all three. Their design as a service platform gives you unlimited designs for $499/month with 24-48 hour turnarounds.
Why Penji works so well for startups:
They handle everything. Logos, pitch decks, social campaigns, you name it. No per-project charges. Your monthly rate stays flat whether you submit two requests or twenty.
Your dedicated team at Penji learns your brand fast. They remember your preferences for future projects instead of treating every request like the first time.
The creative support scales from simple graphics to complete brand guides. You don’t get forced into higher pricing tiers when your needs grow.
No contracts. You can pause when cash is tight and restart when you’re ready. Perfect for unpredictable startup budgets.
Startups choose Penji when they need graphic design services that match their pace without the agency price tag.
2. Superside
Superside brings agency-quality work through a subscription model. They’re great if you’ve raised significant funding and need premium creative for major campaigns. But plans start around $3,000-$5,000 monthly. Too steep for most early-stage startups.
3. Kimp
Kimp offers subscription design with multiple tiers starting around $500/month. They’re decent for basic needs. The catch? Turnaround times can stretch to 48-72 hours, and their design variety feels more limited than what Penji offers.
Conclusion
The best graphic design service for startups matches your speed and budget without compromise. Penji’s graphic design services handle everything from quick social posts to complex branding work. All for one flat monthly rate that makes financial planning actually possible.
Get Design Support That Moves at Startup Speed
Try Penji today and see why thousands of startups trust them for unlimited design work. Get your first project delivered in 48 hours.
Frequently Asked Questions
Why is Penji better than hiring a freelancer?
Freelancers charge per project and often have slow turnarounds. Penji gives you unlimited designs for one flat monthly rate with 24-48 hour delivery. No chasing invoices or waiting for availability.
How much does Penji cost compared to other services?
Penji starts at $499/month for unlimited designs. Superside costs $3,000-$5,000 monthly. Quality freelancers charge $100-$200 per project, which adds up fast when you’re launching.
Can I get revisions with Penji?
Yes. Unlimited revisions are included in your monthly subscription. Keep requesting changes until the design is exactly what you need.
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